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Few U.S. companies plan to step up hiring in the next six months although they do expect the economy to be a bit stronger this year, according to a poll released on Monday.

The National Association for Business Economics’ industry survey found that two-thirds of respondents expected no change in employment at their companies over the first half of the year. That was the highest share in recent quarters.

Although the U.S. jobless rate fell to a near three-year low of 8.5 percent in December, fewer businesses said they would hire more workers, compared with the previous industry poll.

The survey, which was conducted between December 15 2011, and January 5 2012, found that 65 percent of respondents expect gross domestic product growth to exceed 2 percent between the fourth quarter of last year and the last quarter of 2012.

That was higher than the 1.6 percent growth rate economists polled by Reuters found.

About two-thirds of the companies surveyed said the European debt crisis would have little impact on their sales over the first half the year, while 27 percent of respondents said they expected to see a decline in sales of 10 percent or less.

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It takes Mikael Ohlsson five minutes _ and the help of one other person _ to assemble IKEA’s Ektorp sofa.

After 33 years at the Swedish home-ware chain, the 54-year-old chief executive is an expert at configuring IKEA’s famous flat-pack furniture.

But Ohlsson is not bragging about the fact that he can beat the assembly time the company itself advertises by some 10 minutes. What makes him proud is that the Ektorp can be flat-packed at all.

Seated on a “Blekinge white” example of the Ektorp in a cozily furnished exhibition room at an IKEA store in Zaventem, Belgium, Ohlsson recounts how, until recently, the popular couch also came packed in one of the company’s biggest cardboard boxes _ a pain for customers to squeeze into their cars or carry up narrow staircases.

But then in 2010, IKEA’s product designers came up with a way of breaking the Ektorp into different pieces. The results was a package half its former size, which the company claims took some 7,477 trucks off the roads and cut its yearly CO2 emissions by 4,700 tons. Savings in production and transport costs knocked euro100 ($128) off the price IKEA charges its customers, Ohlsson pointed out.

It’s innovations like these, the CEO says, that make IKEA so successful even in the uncertain economic times that some of its biggest markets are facing.

On Friday, IKEA reported a 10.3 percent jump in net profit to euro2.97 billion ($3.81 billion) for the year ended Aug. 31, even though it cut prices by 2.6 percent. Revenue rose 6.9 percent to euro25.17 billion in the same period and Ohlsson says the sales pace has been accelerating since then _ even as stock markets around the world have taken a dive amid the worsening financial crisis in Europe.

“We are becoming a more natural choice when people are looking after their spending or are concerned about the future,” says Ohlsson, his black trousers, black sweater and half-rimmed glasses all possessing the understatement of a Billy bookcase.

“A lot of people see that home is a very important place, maybe the most important place in their lives.”

While sales have fallen in some Southern European countries like Greece, Ohlsson says IKEA has gained market share in all of them.

Over the past decade, the company expanded into big emerging markets like Russia and China, although 79 percent of its sales are still generated in Europe. In the next two or three years, IKEA wants to open stores in Serbia and Croatia and it has recently bought land in South Korea.

But the biggest opportunity may lie in India, a fast-growing country of around 1 bad credit unsecured personal loans.2 billion people, that Ohlsson says IKEA has been eyeing “patiently but also impatiently” for years.

“The impatience is that of course there are a lot of people that are moving into the city, have better incomes and want to furnish their homes and that’s why there is space for us,” says Ohlsson. “And patient because we wanted FDI (foreign direct investment) legislation to change.”

That change happened last week, when the Indian Commerce Ministry announced it would allow foreign companies that sell products under a single-brand name, such as IKEA, to own 100 percent of their stores there.

Ohlsson and his chief financial officer, Soeren Hansen, say the company is still studying the fine print, to make sure, for instance, that requirements to source a certain percentage of products locally won’t interrupt its cherished value chain, where it controls design, production, storage and retail.

In contrast to other companies, which are under pressure to quickly produce new value for shareholders, IKEA can move more slowly. The retailer is not traded on the stock market, but is owned by a foundation controlled by the family of its octogenarian founder Ingvar Kamprad.

That structure not only protects IKEA from being split up or taken over, but, says Ohlsson, allows him to make investments in new markets or store upgrades that may not pay off for several years.

Throughout the conversation, the CEO stresses IKEA’s eco-friendly policies and humble origins in a poor area of Sweden. In the Zaventem store on the outskirts of Brussels, solar panels on the roof provide up to 20 percent of the energy. The company owns several wind parks and one of its Berlin stores uses local wastewater to control internal temperatures.

IKEA has come a long way from its start in the Smaland region in Southern Sweden. Today it employs 131,000 people in 41 countries and its 287 stores drew in 655 million customers last year.

Ohlsson says he believes the urge to upgrade and become more comfortable does not seem to recede during an economic downturn. Asked whether IKEA’s business was “recession-proof,” Ohlsson laughs somewhat embarrassed.

“I wouldn’t say it like that and it would not be humble to say it,” he said.

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The last time Mark Stella went to the dentist he didn’t need an insurance card. Instead, he pulled out a Groupon.

Stella, a small business owner, canceled his health insurance plan more than three years ago when his premium rose to more than $400 a month. He considered himself healthy and decided that he was wasting money on something that he rarely used.

So when a deal popped up on daily deals site Groupon for a teeth cleaning, exam and an X-ray at a nearby dentist, Stella, 55, bought the deal _ which the company calls a “Groupon” _ for himself and another for his daughter. He paid $39 for each, $151 below what the dentist normally charges.

Daily deal sites like Groupon and LivingSocial are best known for offering limited-time discounts on a variety of discretionary goods and services including restaurant meals, wine tastings, spa visits and hotel stays. The discounts are paid for upfront and then it’s up to the customer to book an appointment and redeem a coupon before it expires. Merchants like the deals because it gives them exposure and a pop in business. Customers use them to try something new, to save money on something they already use, or both.

The sites are increasingly moving beyond little luxuries like facials and vacations and offering deals that are helping some people fill holes in their health insurance coverage. Visitors to these sites are finding a growing number of markdowns on health care services such as teeth cleanings, eye exams, chiropractic care and even medical checkups. They’re also offering deals on elective procedures not commonly covered by health insurers, such as wrinkle-reducing Botox injections and vision-correcting Lasik eye surgery. About one out of every 11 deals offered online is for a health care service, according to data compiled by DealRadar.com, a site that gathers and lists 20,000 deals a day from different websites.

“I was accustomed to going to the dentist every six months,” said Stella who owns SmartPhones, a store and wholesale business in Miami that sells mobile phone covers and accessories. “This filled the gap.”

The deals are popping up across the nation. In New York, a full medical checkup with blood, stool and urinalysis testing sold for $69 in December on Groupon _ below the regular price of $200. In Seattle, a flu shot was offered on AmazonLocal for $17, down from $35. In Chicago, LivingSocial sold a dental exam, cleaning, X-rays and teeth whitening trays for $99, a savings of $142.

About 9 percent of all offers on daily deal websites in November were for dental work or some kind of medical treatment, up from 4.5 percent in the beginning of 2011, said Dan Hess, CEO and founder of Local Offer Network, which runs DealRadar.com. The growth in health-related deals is good news for millions of Americans. According to the Centers for Disease Control and Prevention, 46.3 million Americans under 65 have no health coverage.

The number of health care deals began rising as copycat websites attempted to get a piece of the market. Search leader Google and shopping site Amazon.com have recently gotten into the game.

Not all have been successful. In August, social networking site Facebook dropped its plan to start a daily deal business, and Yelp, a site that allows customers to write reviews of restaurants and other businesses, scaled back its daily deal efforts business card design. Many smaller sites have closed. But the shakeout in the industry hasn’t hurt the number of health deals being offered since the industry leaders, like Groupon, are offering more deals and are moving into more markets, Hess said.

The health care deals may be attractive for people with gaps in their coverage or no insurance, but jumping from one health care provider to the next isn’t ideal. Visiting the same doctor or dentist makes it easier to monitor how a patient’s health is progressing, said David Williams, co-founder of medical consultancy group MedPharma Partners and author of HealthBusinessBlog.com.

Also, it’s important for patients to do their own research before buying a medical or dental deal, Williams said. “A referral from someone you trust is the best path,” said Williams.

Dental deals are the most popular among users of local deal websites _ likely because even more people lack dental insurance than health insurance. Among the 172 million people under 65 who have private health insurance in the U.S., about 45 million don’t have dental coverage, according to the CDC.

Dentists have traditionally offered deals by mailing out coupons, but paper coupons have a low redemption rate, Williams said. Local deal sites are more attractive to doctors and dentists because they get paid up front and they reach new clients.

“We reached a whole new demographic who otherwise wouldn’t find us,” said Dr. Gregg Feinerman, an ophthalmologist who runs Feinerman Vision Center in Newport Beach, Calif. He offered a 58 percent discount on Lasik eye surgery through Groupon. “It’s a better way to market,” he said.

He used Groupon as a way to bring in patients under 30-years old with the hope that they would recommend his services to friends and rate him on review website Yelp. A good review might persuade someone else to visit his office, Feinerman said. He charges $5,000 for the surgery on both eyes; a price that he said can be “overwhelming for 20-to 30-year-olds.”

Feinerman approached Groupon about listing the eye surgery for $3,000. Groupon, which is based in Chicago, pushed him to lower the price to $2,100.

Feinerman got exactly the type of patient he was looking for in Thomas Cho. Cho, 29, bought the offer and after the surgery wrote a review on Yelp. He gave the vision center five stars _ the highest rating on the website.

Cho said in an interview that his health insurance plan only covers 20 percent of the regular price of Lasik since it is considered a cosmetic procedure. He would have paid about $4,000 if he had used his insurance discount.

Cho decided to buy the Groupon, paying $2,100 initially. After consulting with the doctor, he upgraded his surgery to an all-laser procedure for $1,000 more. At the time, Cho’s credit card issuer was offering a 20 percent cash back promotion on Groupon purchases. In all, he saved more than $1,300.

“I had my post-op checkup and I am seeing 20/20,” Cho wrote on Yelp. “I couldn’t be happier.”

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Taiwan President Ma Ying-jeou said his rapprochement with China will encourage other nations to strengthen trade with the island and make it less dependent on the mainland, rebutting opposition criticism that he

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Senate Majority Leader Harry Reid defended Nuclear Regulatory Commission Chairman Gregory Jaczko on Saturday, calling criticism by four other NRC commissioners “a politically motivated witch hunt.”

Reid’s defense of Jaczko, a former Reid aide, went far beyond statements of praise and included a sharp critique of the four NRC commissioners _ including two Democrats.

“It is sad to see those who would place the interests of a single industry over the safety of the American people wage a politically-motivated witch hunt against a man with a proven track record of ensuring that nuclear power is produced as safely and responsibly as possible,” Reid’s office said in a statement Saturday.

The four NRC commissioners said in a letter to the White House that they have “grave concerns” about Jaczko. They said his bullying style is “causing serious damage” to the commission and creating a “chilled work environment at the NRC.”

The letter was written Oct. 13 but was made public late Friday. It stops short of calling for the chairman to resign, but says Jaczko’s actions could adversely affect the agency’s mission to protect health and safety at the nation’s 104 commercial nuclear reactors.

Among other claims, the letter says Jaczko “intimidated and bullied” senior career staff, ordered staff to withhold information and ignored the will of the panel’s majority. The letter was signed by Democrats William Magwood and George Apostolakis, as well as Republicans Kristine Svinicki and William Ostendorff.

Jaczko, in a detailed response also sent to the White House, said problems at the agency were not his fault but instead stem from “lack of understanding” on the part of the other four commissioners.

Rep. John Shimkus, R-Ill., said Saturday that Jaczko should be fired.

Shimkus, who chairs an Energy and Commerce subcommittee on environment and the economy, said President Barack Obama “has a responsibility to correct deficiencies in the executive branch _ and obviously this is a clear deficiency payday loan lenders.” Shimkus led a hearing this spring that centered on Jaczko’s leadership style, and complaints that he is autocratic and ignores his fellow commissioners.

“I would have thought that would have given (Jaczko) an opportunity to kind of turn things around. It seems like things got worse, not better,” Shimkus said.

A spokesman for the White House declined to comment Saturday.

Sen. Barbara Boxer, D-Calif., supported Jaczko, saying Saturday that the NRC needs to move away from a “do nothing” culture.

Boxer, who chairs the Senate Environment and Public Works Committee, praised Jaczko for a “swift and effective response” to Japan’s nuclear crisis and said the NRC commissioners should support Jaczko “as he translates the lessons of Fukushima into an action plan that will make America’s nuclear plants the safest in the world.”

Rep. Edward Markey, D-Mass., also backed Jaczko. Late Friday, Markey made public a 23-page report accusing the four NRC commissioners of trying to impede U.S. nuclear safety reviews after the Japan crisis.

“Instead of doing what they have been sworn to do, these four commissioners have attempted a coup on the chairman and have abdicated their responsibility to the American public to assure the safety of America’s nuclear industry,” said Markey, a longtime nuclear critic.

Jaczko was an aide to Markey before joining Reid’s staff.

The dispute comes after an inspector general’s report released in June exposed long-simmering internal strife under Jaczko. In August, Republican senators asked the inspector general to investigate whether Jaczko had authority to declare the Japan nuclear crisis an emergency _ which grants him additional powers _ since the crisis occurred on foreign soil.

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The double-double is pulling out of Afghanistan.

Tim Hortons announced today that along with the bulk of Canadian troops, it will be withdrawing from the international military base in Kandahar, Afghanistan next week.

“It’s been an amazing five years,” said Doug Anthony, vice president of new business development at Tim Hortons.

The Tim Hortons outlet in Kandahar, which opened on Canada Day in 2006, served 4 million cups of coffee, three million donuts and half a million iced cappuccinos. For many Canadian troops, it was a welcome taste of home.

“People would come in smiling and say ‘This takes us away from the stress of what we see every day,’’ said Anthony, who twice visited the base in Kandahar.

For some on Twitter, news that the Canadian cultural icon Tim Hortons was leaving was the most credible evidence yet that our troops are actually coming home.

“In case you doubted that Canada would actually leave Afghanistan, we’re definitely finished, Horton’s is pulling out,” tweeted Big Kris, a DJ at Y108 in Hamilton.

“Oh, Canada’s pretty much officially out now,” tweeted Maxim Morin pay day loans.

The Tim Hortons was popular among troops from other countries, including the U.S., the U.K. and Australia. Non-Canadians made up 60 per cent of the location’s business, Anthony said.

While the company had “detailed discussions” with two other unnamed parties about keeping the outlet going after the Canadian troops left, it didn’t end up being feasible.

The location had been staffed by the Canadian Forces Personnel and Family Support Services (CFPFSS). Without the CFPFSS around, it would have been hard for anyone else to staff the outlet, Anthony explained.

“The sheer volume that we were doing made it difficult for them to find staff,” said Anthony.

Despite the bustling business done at the Kandahar location, it wasn’t a profit centre for Tim Horton’s, Anthony insisted.

“We didn’t make a dime from this. All the proceeds went to support our troops and their families, and any of the supplies, we sold them at cost,” said Anthony.

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Banks are dragging the stock market lower as worries resurface about the European debt crisis and the broker MF Global.

The Dow Jones industrial average is down 125 points, or 1.1 percent, at 12,101 shortly after the opening bell Monday.

The S&P 500 is down 17, or 1.2 percent, at 1,268. The Nasdaq is down 38, or 1.4 percent, at 2,700.

The decline comes after the Dow closed out its fifth straight week of gains, its best winning streak since January.

Bank stocks dropped sharply in early trading after the New York Federal Reserve suspended MF Global Holdings from conducting new business as a Treasury bond dealer.

Trading in MF Global stock was halted. Bank of America Corp. and Citigroup Inc. were down more than 3 percent.

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The head of the Securities and Exchange Commission is facing increased scrutiny from lawmakers as a former top SEC official says he was cleared to work on how victims of Bernard Madoff’s scheme should be compensated, even though he benefited financially from Madoff’s scheme.

The former SEC general counsel, David Becker, says in written testimony he was told by agency ethics officials he had no conflict of interest in helping craft the SEC policy.

SEC Chairman Mary Schapiro was criticized at a House hearing Thursday for allowing Becker to help set the policy even though he told her he had inherited a Madoff account from his mother business card design.

The SEC inspector general has investigated the matter and asked the Justice Department to determine whether Becker violated conflict-of-interest laws.

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OTTAWA